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The recession has been hard on many families throughout America. The job market continues to struggle, costs are increasing, and many people own homes worth far less than their mortgage. As a result, Americans are turning to bankruptcy to mend their financial situation. Utah’s bankruptcy law allows individuals or joint... Read More

According to Creditcards.com, American households that currently have credit card debt hold an average balance exceeding $10,000. This statistic is troubling enough without realizing America’s younger generation is a significant contributor. The average college senior now graduates with more than $20,000 in debt, over $4,000 on their credit cards. People... Read More